Master your money with India's most comprehensive suite of free financial tools. From EMI and GST to Income Tax and Salary planning.
Calculate monthly EMI for any loan with amortization schedule.
Plan your dream home with detailed principal vs interest breakdown.
Quick check for personal loan affordability and tenure.
Find out exactly how much extra interest you are paying on loans.
See the magic of compounding on your investments over time.
Basic interest calculation for loans or fixed deposits.
Versatile tool for daily, monthly, or yearly interest rates.
Calculate monthly earnings from FDs or other investments.
Calculate tax under New vs Old Regime for FY 2025-26.
Convert your package to monthly take-home salary.
Create a basic payslip with HRA, DA, and PF breakdown.
Calculate percentage increment on your current CTC.
Calculate House Rent Allowance exemption for tax saving.
Estimate your Employee Provident Fund corpus at retirement.
Plan your retirement with National Pension Scheme projections.
Find out your gratuity amount after 5 years of service.
Convert Hourly ↔ Monthly ↔ Yearly salary instantly.
Add or Remove GST (5%, 12%, 18%, 28%) from amounts.
Calculate Net Profit, margins, and loss percentages.
Determine selling price based on desired profit margin.
Calculate final price after % discount or flat off.
Plan income vs expenses to see how much you save.
Track small daily spends to understand monthly outgoings.
Categorize rent, food, and bills to manage cash flow.
How much to save monthly to reach ₹1 Crore or any target?
Calculate annual cost of Netflix, Spotify, and other subs.
Interactive tool to track the 52-week money saving challenge.
Managing finances in India requires navigating a complex web of tax regimes, loan interest rates, and inflation. Whether you are a salaried employee trying to figure out your In-Hand Salary after the latest budget changes, or a business owner calculating GST returns, accuracy is key.
Toolvala's Finance Suite is designed for the modern Indian user:
E = P x r x (1+r)^n / ((1+r)^n - 1), which is used by all major Indian banks (SBI, HDFC, ICICI).